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Mortgages

First Mortgages

Are you looking to purchase your first home or just wanting to refinance? Visit Community First Credit Union for your financing.

Our loan officers are ready to assist in clarifying the sometimes complicated mortgage loan process.

Benefits of First Mortgage Loans:

  • Competitive interest rates
  • Fixed or adjustable rate long term mortgages are available
  • Loan officers available for counseling in budgeting for real estate taxes, for home insurance and for other costs associated with home ownership
  • Payments can be made through payroll deduction, so there's no need to write a check each month
  • Additional principal payments are accepted at any time
  • No prepayment penalty

For details or to set an appointment, call a Member Services Representative at Community First Credit Union or click on the link below to apply online.

  • Call our Member Services Representative at 440-997-5919, Ext. 2
  • Visit our office at 2043 E. Prospect Rd., Ashtabula, Ohio 44004 [ MAP ]

Use our Mortgage Calculators

 


Second Mortgages

If you need help with college expenses, home improvements, bill consolidation or just about anything else, our second mortgage loan program can help with all this and more.

Our Second Mortgage Program features:

  • A low fixed rate
  • Terms up to 20 years
  • No Application Fees
  • No Closing Cost
  • And interest may be tax deductible

Put the equity in your home to good use and call a Member Services Representative at 440-997-5919, Ext. 2.

Apply online here for a Second Mortgage. For First Mortgages, please apply above.

  • Call a Member Services Representative at 440-997-5919, Ext. 2
  • Visit our office at 2043 E. Prospect Rd., Ashtabula, Ohio 44004 [ MAP ]


Home Equity Lines of Credit
(HELOC)

A Home Equity Line of Credit is a revolving line of credit and works a lot like a credit card, where you can use it when you need it and make payments on the unpaid balance but at the same time giving you a much lower interest rate.

Our Home Equity Lines of Credit feature:

  • No Application Fees
  • No Closing Costs
  • 10 year draw periods
  • 17 year payoffs
  • And interest may be tax deductible

Call one of our Member Service Representatives today for more information
and to start your application process at 440-997-5919, Ext. 2.

  • Call our Loan Officer at 440-997-5919, Ext. 2
  • Visit our office at 2043 E. Prospect Rd., Ashtabula, Ohio 44004 [ MAP ]