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News & Specials

Free Financial Counseling is available for all members

Posted 2 years ago

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Community First has three Certified Financial Counselors to help you develop a financial plan, pay down debt, and build wealth. Patti, Rene, and Gail are certified by the Credit Union National Association's Financial Counseling Certification Program (FiCEP).

We can help you find a way out of financial trouble, or assist you in creating a solid financial strategy.

We help with:

• Household budgeting

• Debt management

• Credit repair

• Financial problem-solving

Our Certified Financial Counselors can help you in a professional, caring, and confidential manner.

This is a no-cost, no obligation service to all members.

Call 440-997-5919 to schedule your free consultation or read more on our Financial Counseling page.

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We can help finance your education with affordable college loans

Posted 4 years ago

Community First can help you finance college or other education.

In partnership with Sallie Mae, we offer the The Smart Option Student Loan to members. This loan features three repayment options, competitive interest rates, and no origination fees.

Read More

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Beware of online banking scams

Posted 4 months ago

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Residents in Ashtabula County have recently reported increased scam and phishing activity to their financial institutions.

Scammers use email or text messages to trick you into giving them your personal information. They can also exploit holes in your computer's security to install malware.

These scammers may try to steal your passwords, account numbers, or Social Security numbers. If they get that information, they could gain access to your email, bank, credit union or other accounts. Scammers launch thousands of phishing attacks like these every day. The FBI’s Internet Crime Complaint Center reported that people lost $57 million to phishing schemes in one year.

Scammers often update their tactics, but there are some signs that will help you recognize a phishing email or text message.

Phishing emails and text messages may look like they’re from a company you know or trust. They may look like they’re from a bank, a credit card company, a social networking site, an online payment website or app, or an online store.

Malware may display warnings on your browser and try to get you to click on dangerous links.

Phishing messages often tell a story to trick you into clicking on a link or opening an attachment. They may:

Say they’ve noticed some suspicious activity or log-in attempts

Claim there’s a problem with your account or your payment information

Say you must confirm some personal information

Include a fake invoice

Want you to click on a link to make a payment

Say you’re eligible to register for a government refund

Offer a coupon for free stuff

Protect yourself from scams and malware:

Use the most recent operating system on your computer. Windows 10 is the latest OS for Windows computers.

Use the latest version of Internet browser. If you have use Internet Explorer, switch to Microsoft Edge, Google Chrome, or Mozilla Firefox. Internet Explorer. Microsoft no longer supports Internet Explorer and it is vulnerable to hackers and malware. Hackers can attack your computer without you ever knowing.

Use a malware detection and removal software. Keep it updated to detect new malware.

Always go to your financial sites using an address that you know to be real. Do not click on links from email sent by sources that you do not recognize. Scammers can use fake websites that look legitimate to trick you.

You can access Community First Credit Union's website at www.cfcua.com.

We will NEVER contact you by phone, text or email to ask for your account number, social security number, or online banking login information. If someone asks you for this information, hang up and call Community First at a number you know to be accurate.

Beware of the check or account deposit scam

Scammers may send you a fake check or make a deposit into your account. Once the money is deposited, you are asked to send all or a part of it back. After you send the money, you find out that the check bounced or the deposit is fraudulent.

If you ever have questions about this type of activity, call Community First at a number you know to be accurate.

Read more tips

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Community First is coming to Jefferson!

Posted 5 months ago

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We are excited to announce that Community First Credit Union will be opening a new branch in Jefferson, Ohio, in the early part of 2021 to serve your borrowing, saving, and banking needs.

In this Digital Age, many organizations are relying upon electronic tools and services to meet consumer demands, but losing that personal touch in the process. Branches are closing or in person service has slowed down.

At Community First, we believe in providing consumers with all the latest electronic tools for convenience AND still be available to you for in-person service and a personal touch. Therefore, we will be expanding our physical presence into Jefferson to provide easier access to county residents in middle and south county.

Community First Credit Union has the tools, the time, and the personal touch that you deserve to meet your banking needs.

More details of our future opening will be coming soon.

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New partnership with Electronic Merchant Systems helps businesses take payments

Posted 1 year ago

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We are also proud to announce to our community that we have formed a new partnership with Electronic Merchant Systems, a Cleveland-based merchant services provider.

Established in 1988, Electronic Merchant Systems is a leading provider of payment processing and merchant services. EMS manages and safeguards many types of electronic payment transactions including all major credit cards, debit cards, electronic benefits transfer (EBT), stored-value, and electronic check services. No matter what type of small business you run, EMS can provide innovative solutions to help you securely accept payments.

Community First Credit Union members can enjoy the following benefits from this new partnership:

Local service backed by Electronic Merchant Systems

Innovative payment solutions

A dedicated relationship manager to help your business grow

Unmatched 24/7/365 live customer support

For more information on this new partnership or our services, please contact us.

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We are proud to serve members like Perry Schools Superintendent Jack Thompson

Posted 3 years ago

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At Community First, you are not a number, you are a member!

Perry Schools Superintendent Jack Thompson is a member. He has pursued greater heights in his life and career. Over a career of 29 years spanning seven school districts, Jack has only needed one Credit Union – Community First Credit Union.

He obtained his loan digitally, never had to come in to sign, and he has always received great service – so why change? Thank you, Jack!

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Refinance your auto loan and get up to $150 Cash Back with No Payments for 90 Days

Posted 2 years ago

Refinance your auto loan from another lender and you first payment isn't due until the weather is warm! Plus, get a low rate, a low monthly payment and no payments for 90 days.

Auto loan rates are now as low as 1.79% APR* for a 35-month term and as low as 2.75% APR* for a 59-month term.

Refi today and get:

• Rates as low as 1.79% APR*

• No Payments for 90 Days

• Up to $150 Cash Back

• No processing fees

• No application fees

• Financing options up to 72 months

• No prepayment penalties

• Automatic payroll deduction is available

Visit our office, call 440-997-5919, or apply online now.

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