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Home > Services > Financial Resolutions
Start the year with smart financial resolutions
Refinance your auto loan
Do you have an auto loan at another lender? Refinance your loan at Community First for a new low rate, cash back and 90 days with no payments.
Learn more or apply and sign online now.
- Call our Loan Officer at 440-997-5919
- Visit our office at 2043 E. Prospect Rd., Ashtabula, Ohio 44004 [ MAP ]
Transfer your credit card balances to a Community First Visa
Stop paying high rates on your credit card balances and start earning rewards.
Transfer your balances to our Platinum Visa Card. Or transfer balances to our low-rate Visa Gold Card with no annual fee and a low rate.
Learn more or apply and sign online now.
- Call our Loan Officer at 440-997-5919
- Visit our office at 2043 E. Prospect Rd., Ashtabula, Ohio 44004 [ MAP ]
Consolidate your debts into one low payment
Consolidate your debts into one low monthly payment to simplify your life and pay off debt faster. Community First offers several options that fit your budget and financial situation. Talk to our debt consolidation experts for a solution that matches your individual needs.
Ask us about consolidating:
- Car & Truck Loans
- Credit Cards
- Store Credit Cards
- Mortgage
- Education Loans
- Medical Bills
- Other Debts
Learn more or apply and sign online now.
- Call our Loan Officer at 440-997-5919
- Visit our office at 2043 E. Prospect Rd., Ashtabula, Ohio 44004 [ MAP ]
Refinance your mortgage
You may be able to save a lot of money every month and pay off your mortgage faster when you refinance your mortgage at Community First.
Learn more or apply and sign online now.
- Call our Loan Officer at 440-997-5919, Ext. 2
- Visit our office at 2043 E. Prospect Rd., Ashtabula, Ohio 44004 [ MAP ]
Schedule free financial counseling
We have four Certified Financial Counselors to help you develop a financial plan, pay down debt, and build wealth. Our counselors are certified by the Credit Union National Association's Financial Counseling Certification Program (FiCEP).
Our Certified Financial Counselors can help you in a professional, caring, and confidential manner. We can help you find a way out of financial trouble, or assist you in creating a solid financial strategy.
We help with:
- Household budgeting
- Debt management
- Credit repair
- Financial problem-solving
We are able to review your credit report, expenses, and income, and provide insights on how to:
- Save more time
- Save more money
- Pay bills on time and reduce delinquencies
- Increase your credit score
- Lower interest rates
- Pay off loans faster
- Increase your buying power
This is a no-cost, no obligation service to all members.
Call 440-997-5919 to schedule your free consultation.
*Annual Percentage Rate. Borrower must qualify. Contact the credit union for more information.