As the excitement of the NCAA Basketball Tournament approaches and the Cleveland Cavaliers continue their race to the playoffs, Community First Credit Union is thrilled to introduce Mortgage Madness.
All throughout March, we are raising our game to get you find league-leading home loans.
Whether you’re aiming for a first mortgage, considering a second mortgage, looking to refinance, or interested in a Home Equity Line of Credit (HELOC), our All-Star mortgage team is here to assist you every step of the way.
First Mortgages: Your Path to Homeownership
Embarking on the journey to buy your first home is a monumental step, and Community First is dedicated to making this process seamless and affordable. Our first mortgage offerings come with:
- Competitive Interest Rates: Secure a loan that fits your budget.
- Flexible Terms: Choose between fixed or adjustable-rate mortgages to suit your financial situation.
- Personalized Guidance: Our loan officers provide counseling on budgeting for real estate taxes, home insurance, and other associated costs.
With low closing costs and a straightforward approval process, turning your homeownership dreams into reality has never been easier.
Second Mortgages: Unlock Your Home’s Potential
If you’re a current homeowner looking to tap into your home’s equity, a second mortgage from Community First offers an excellent opportunity. Benefits include:
- Competitive Rates: Access funds at favorable interest rates.
- Flexible Terms: Tailor your loan to meet your specific needs.
- No Prepayment Penalty: Pay off your loan on your terms without extra fees.
Utilize the funds for home improvements, debt consolidation, or other significant expenses, all while maximizing your home’s value.
Mortgage Refinancing: Achieve Financial Flexibility
Refinancing your existing mortgage with Community First can lead to more manageable payments and help you reach your financial goals. Our refinancing options offer:
- Lower Rates: Potentially reduce your monthly payments.
- Flexible Terms: Adjust your loan duration to better fit your financial plans.
- Simplified Process: Our team will guide you through each step for a hassle-free experience.
Home Equity Line of Credit (HELOC): Flexible Financing at Your Fingertips
A HELOC from Community First provides the flexibility to access funds as needed, making it ideal for ongoing projects or unexpected expenses. Features include:
- Competitive Variable Rates: Enjoy rates as low as 7.49% APR.
- Easy Access to Funds: Borrow as you need, up to your approved credit limit.
- No Application Fees: Start your application without any upfront costs.
Use your HELOC for home renovations, education expenses, or as a financial safety net.
Why Choose Community First Credit Union?
At Community First, we pride ourselves on offering:
- Personalized Service: Our team is committed to understanding and meeting your unique needs.
- Convenient Payment Options: Make payments effortlessly through payroll deduction, eliminating the need to write a check each month.
- Expert Guidance: From application to closing, we’re here to provide support and answer your questions.
Don’t miss out on the Mortgage Madness event! Apply today to take advantage of these exceptional offers before they expire on March 31, 2025.
We proudly serve everyone in Ashtabula County, Ohio, from our branches in Ashtabula and Jefferson and online anytime.
Note: Rates and terms are subject to change. Contact Community First Credit Union for the most current information.