There’s Snow Better Time To Refi
This holiday season, give yourself the gift of savings by refinancing your auto loan at Community First Credit Union.
Whether it’s for holiday shopping, travel, or just to enjoy more financial freedom, refinancing now could leave you with extra cash and more money in your pocket in 2026!
Why Refinance Your Auto Loan with Community First?
When you refinance your car loan from another lender—whether it’s a dealer, bank, or finance company—you could enjoy:
A Lower Interest Rate: Save money over time with a reduced rate, and keep more of your holiday budget.
Lower Monthly Payments: Enjoy the flexibility of smaller payments that better fit your budget, leaving you with extra funds for holiday cheer.
A Faster Payoff: Refinance today, and you’ll own your car outright sooner, giving you more financial freedom for the year ahead.
Even if your loan is relatively new, refinancing could still save you money. Our loan experts are ready to review your current loan and show you exactly how much you could save each month—so you can enjoy the holidays without the stress of high payments.
Simple, Local, and Flexible Options to Refinance
Refinancing with Community First Credit Union is simple and convenient. You can:
Refinance online anytime—quick, easy, and stress-free
Call our friendly team to get started over the phone
Visit us in person at our Ashtabula or Jefferson offices for personal service
We proudly serve all of Ashtabula County, Ohio, and we’re committed to helping our members get ahead financially.
How Much Could You Save?
Don’t let high interest rates drain your wallet this season. If you’re paying too much on your current auto loan, let Community First Credit Union help you lock in a better rate. The savings could be significant—sometimes thousands of dollars over the life of your loan, which means more money for your future and holidays.
Start Saving Today
It only takes a few minutes to see how much you could save. Apply online now or stop by Community First Credit Union in Ashtabula or Jefferson to talk with a loan expert in person.
You deserve a better rate… You deserve Community First.