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Some people dream of buying a brand new car. For others, it’s an OLD car that starts their engines. That’s why Community First offers our Classic Car Auto Loan.
We understand that a Classic Car is not the same thing as a “Used Car”. Our loan officers take the time to talk with you about your dream vehicle and work to help you finance it. If you are financing a Classic Vehicle that is 25 years old or older, ask us about our Classic Car Auto Loan.
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Empower your financial life with Community First’s checking and debit accounts (also called share draft accounts), offering unmatched convenience with no fees, unlimited check writing, and versatile debit card features for seamless control and flexibility.
Community First Credit Union offers:
- No monthly fee
- No per check charge
- The advantage of writing as many checks as you need
- Emergency overdraft protection with transfer from savings
- Direct deposit of checks
- 24 hour access with “Call Abby”
- Online access
- Debit card from Mastercard for purchases and ATM withdraw and deposits
- No gimmicks or hidden fees
Serving everyone in Ashtabula County
At Community First Credit Union, you are not just a customer, you are a member/owner.
We exist to serve our members, not make a profit for ourselves or stockholders. That means any income we receive (from loan interest, for example) is used to provide better rates and improve our services for YOU, our member.
Our Board of Directors is comprised of members elected by our membership who look out for your interests and serve as volunteers.
While for-profit banks exist to make money for their stockholders, our earnings are returned to our members in the form of better services and netter rates. That means all funds stay right here in our community.
Because we return our earnings to members, we typically have better rates than you will find at for-profit banks. And in multiple surveys, credit unions rank first among financial institutions in consumer satisfaction.
Can I Become A Member?
Membership is available to any person who lives, works, attends school or worships in Ashtabula County, Ohio. In addition, all immediate family of current members can become members, regardless of residency.
How do I join?
Complete a membership card and deposit $5.00 in your new share savings account for the purchase of one share. That allows you all benefits of membership. At a Community First Credit Union, every member has an equal say and an equal vote, regardless of how much you have in your accounts.
Advantages of membership
- There are no fees to join, you just make a deposit of $5.00 or more in your new account
- Your money is safe – deposit accounts are insured up to $250,000 by the National Credit Union Administration and an additional $250,000 by Excess Share Insurance
- Democratic control – each member may vote for directors
- High dividends on savings
- Low Interest Rates on loans
- Fast, courteous, personal service at our two local branches
- Convenient 24/7 online banking and mobile banking with your browser, phone or our free mobile app
- Once you’re a member, your immediate family can also join