Smug Doug is better than you.
That’s what HE thinks, at least.
Smug Doug refinanced his auto loan from another lender at Community First and got a rate that’s lower than yours. He also has more money every month. And he’ll pay his car off faster than you. Don’t let Smug Doug rub it in. Ask us how much YOU could save when you refinance your own auto loan.
Our HELOC is a hit!
A home equity line of credit can finance your summer projects
Score rewards with every purchase
Get a Community First Visa Platinum card
You deserve a Better Mortgage!
Whether you’re aiming for a first mortgage, considering a second mortgage, looking to refinance, or interested in a Home Equity Line of Credit (HELOC), our mortgage team is here to assist you every step of the way.
Finance your plans with our Helpful HELOC
A Home Equity Line of Credit is a smart way to finance home projects, consolidate debt, pay for weddings and vacations, or finance just about anything else!

Serving everyone in Ashtabula County
At Community First Credit Union, you are not just a customer, you are a member/owner. For more than 60 years, we have existed to serve our members, not make a profit for ourselves or stockholders. That is why you get great rates and personal service.
Ashtabula County's Choice for Vehicle Loans
You deserve a better mortgage
Community First is Ashtabula County's choice for first mortgages. Talk to our experts about our low rates and low closing costs and we can help you finance your dream home. You can also refinance your current mortgage from another lender.